Specializing in Colorado Home Loans

Joshua Nielsen-Mayer is a veteran mortgage professional based in Denver, Colorado. For over twenty years he has helped his clients achieve their dreams of owning their own home, improving their financial position and coaching clients on best practices through his vision and expertise.

Through his honest and empathetic approach to mortgage origination he has built a large referral network of existing, happy clients which is not always an easy feat. Making transactions simple and effortless is one key element of his success, as well as his knowledge navigating through complicated circumstances for his clients.

This industry is hard to learn and only decades of experience allows one to earn the talent to perform at a level most cannot.

Nielsen-Mayer has been named a Five Star Mortgage Professional 10years in a row and has been continuously ranked in the top 1% of mortgage loan originators nationwide.

Apply Anytime, Any Device, Safe & Secure

Blink logo

Start your home loan process here!

The Five Star Financial LLC team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

Happy family in front yard

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

The latest in mortgage news.

Pretty 2 story brick home

What Are Closing Costs?

This week, we’ll explore the different costs you’ll encounter when you sign final documentation to secure your loan and purchase your new home. These…

Read More
Family looking at house for sale

Fixed and Adjustable Rates: What You Need to Know

In this week’s blog from , we’ll explore fixed and adjustable rates and what they mean for borrowers in the short and long term.…

Read More
Frustrated man holding bills at computer

Home Financing FAQs

Whether you’re buying your first home or your tenth, it’s likely that you have at least some questions about home financing. At , we…

Read More
5 Star Review

Our clients are the foundation of our success

  • I had a friend recommend Josh very strongly. He had a great experience with a new home loan. His recommendation proved to be right on the money. I have to... read more

    Alan Stanton Avatar Alan Stanton

    Joshua Nielsen-Mayer is very knowledgable and extremely helpful. Great service and response time is almost real-time. If you are looking for mortgage finance or re-fi, he is the best for... read more

    Arshad S A Avatar Arshad S A

    Josh has been my "go-to" guy for almost 10 years now. He is so personable and just over-all really great to deal with. I feel like he has... read more

    April Pullen Peters Avatar April Pullen Peters
  • Josh does a great job at listening to your needs tailoring a solution that best fits you. I have done both a first mortgage and a refinance with Josh... read more

    Mark Bennett Avatar Mark Bennett

    Five Star Financial has never let me down. They’ve been flexible, convenient, and helpful. I’ve closed four loans with Five Star Financial and they’ve always been willing to show me... read more

    Dan G Avatar Dan G

    Josh, has been outstanding and was a great help in getting us the home that we desired. Very easy to work with and very much responsive. I believe our search... read more

    Saket Thakoor Avatar Saket Thakoor
  • Josh has helped me over and over again from my first mortgage to the refi's that followed. He answered every question I could come up with honesty and professionalism.... read more

    Michael Henry Avatar Michael Henry

    Our experience with Josh has dated back many years. We have done multiple transactions with Josh and Five Star Financial, returning each time as extremely satisfied customers. Josh... read more

    Janelle Hempel Avatar Janelle Hempel

    Five Star Financial help us purchase our home here in Colorado back in 2013 and refinance it in 2016. The transaction was easy and I was well informed during the... read more

    Joshua Ingle Avatar Joshua Ingle

2025 award